Health Care Reform…
This reform is frustrating and upsetting to me. Also the amount of people so excited about this makes me think the media succeeded in highlighting the right parts of the bill without talking about the ramifications downstream. They took a great opportunity to make some real change but went with a partisan approach that will dig the hole deeper for the underlying issues. I don’t think this bill is a tenth of what its cracked up to be.
The insurance companies aren’t as out of control as they are being painted. The costs from hospitals and clinics are out of control as well.
While some changes in the bill are favorable. Preventing insurance companies from dropping coverage if you are ill, and children being able to be on parents plans until 26. (although the age 26 extension has huge side-effects)
A worthless experience to a clinic will still cost hundreds of dollars to the insurance companies.
I cant believe that they will now require you as a citizen to have buy coverage. Penalties if you don’t. Great timing on this one as unemployment rates are at highs.
Lifetime caps being banned = Good… that is until premiums continue to rise for companies with employees reaching and exceeding those caps. I believe a better solution is to team this one up with working on cutting costs in hospitals and providers, that could help to reduce the amount of people hitting these limits. Not all, but it would help.
Transparency in insurance company overhead is good.. I think it will wake up to the fact that the products are too expensive and there is less overhead than people think. The public needs to see this.
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